At Builders Capital, we are focused on building a strong and sustainable future. As part of that commitment, this communication may include forward-looking information that reflects our current expectations, plans, and outlook for the business.

Looking Ahead

Forward-looking statements are based on management’s present views and assumptions about future events. These statements often include words such as “expect,” “anticipate,” “believe,” “plan,” “intend,” or “will.” They represent our perspective as of the date of this publication and are informed by the information currently available to us.

Understanding the Risks

While we are confident in our strategy and direction, forward-looking information is inherently subject to uncertainty. A range of factors could cause actual results to differ materially from what is expressed or implied, including:

• Changes in mortgage lending and financial markets
• Competitive pressures within the industry
• Fluctuations in real estate values
• Interest rate movements
• Environmental and regulatory considerations
• Broader economic conditions

There may also be additional risks that we are not currently aware of or that we do not consider material at this time.

A Balanced Perspective

We believe the assumptions underlying our forward-looking statements are reasonable; however, they are not guarantees of future performance. For this reason, readers should not place undue reliance on these statements.

Except where required by applicable law, Builders Capital does not undertake any obligation to update or revise forward-looking information, whether as a result of new information, future events, or otherwise.