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Distinctive financial tools are just the beginning.



Builder's Capital Mortgage Corp. is a mortgage lender focused on capital preservation and attractive returns.

Targeting the niche market of short-term residential construction mortgages, we have an experienced team of professionals with a proven track record at the helm.

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Home builders look to us for rapid lending solutions that keep their business on a solid foundation.

But flexible, efficient capital is just one aspect of Builder's Capital. As finance experts we understand what it takes to make a project profitable for your business.

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About the Lender

Builder's Capital Mortgage Corp. is a mortgage investment corporation – a flow-through, tax-efficient investment vehicle. The Fund is RRSP, RRIF, RESP and TFSA eligible. Distributions are targeted at 8% annually and are paid quarterly. Through our Dividend Reinvestment Plan (DRIP), eligible shareholders may automatically reinvest their cash dividends and accumulate additional shares at potentially lower prices without paying any commissions, service charges or brokerage fees.

For more information or to enroll in the plan, contact your investment advisor.

The Fund is invested in a pool of mortgages secured by real property.

Our mortgages are:

  • For residential construction projects
  • Short-term (one year or less) in nature
  • For wood-frame buildings
  • On projects located in Western Canadian urban markets
  • Targeted at a Total Loan to Value not exceeding 75%

Benefit from our strategy.
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At Builder's Capital the blueprint is just as critical as the balance sheet.

As design and construction experts we understand what makes a good home great for your clients.

That’s why we offer a comprehensive suite of expertise that addresses not just the loan but all aspects of your project.

Like a bank, but completely different.

Builder's Capital is unique. The Big Five service every conceivable industry; we cater exclusively to residential builders.

We’re a lending team who understand your business because we cut our teeth as home builders.

We understand the myriad challenges you face and the issues important to you.

Ours is a level of understanding that not only results in more tailored and convenient financing, but also adds significant value because we offer qualified insight and market expertise traditional lenders can’t.

What we do really well.

  • Lending for land acquisition and servicing prior to construction start and against increasing equity as it gets built into the project.

What we don't do.

  • Evaluate your loan solely on your income. Our lending is based on the project’s value proposition and your equity.
  • Penalize you for early payment. We’ll just say 'thanks.'
  • Turn you down because you have no pre-sales.

There are many advantages to working with Builder's Capital.
To get the full picture why not meet with us in person; our business is all about relationships.

If you're motivated to get building, we're motivated to work with you.