At Builders Capital we know your business! We have been working with builders for years. We understand the challenges you face, because we cut our teeth as home builders! Get the funds for your project needs!
We understand the challenges you face, because we cut our teeth as home builders! Get the funds for your project needs!
Investment opportunity with impressive targets backed up with years of performance. We know the market predictions and we have experience in the field, that’s why we focus on small construction and renovations segment!
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Builders Capital is unique. The Big Five service every conceivable industry; we cater exclusively to residential builders. We’re a lending team who understands your business because we cut our teeth as home builders.
We understand the myriad challenges you face and the issues important to you. Ours is a level of understanding that not only results in more tailored and convenient financing, but also adds significant value because we offer qualified insight and market expertise that traditional lenders can’t.
Underwriting is project orientated, not based on historic financials.
Cash delivery process system, specifically structured for residential projects.
Small boutique lender capable of pivoting around your business needs.
We possess in-house construction expertise that is committed to helping you manage risk dynamically.
We lend on residential wood frame construction Part.9 of the building code.
We tailor a lending product to your project financing needs.
We create an individual draw-schedule that is specific to your milestones.
Evaluate your loan solely on your income. Our lending is based on the projects value proposition and your equity.
Penalize you for early payment. We’ll just say ‘thanks.’
Turn you down because you have no pre-sales.
Home builders look to us for rapid lending solutions that keep their business on a solid foundation. But flexible, efficient capital is just one aspect of Builders Capital. As finance experts we understand what it takes to make a project profitable for your business.
Client Submission
Client provides plans, specs & budget along with desired loan amount and cost of land.
Value Proposition
Once we understand and can execute on the value proposition, we issue a commitment letter with all the business terms.
Loan Funding
After security document package is registered at land titles, the loan is ready for funding.
Underwriting
Builders Capital underwrites that information by confirming we see value proposition in the project.
Legal Preparation
Lawyers prepare security document package for clients to sign.
The Fund specializes in a pool of mortgages secured by real property, focusing exclusively on residential construction projects. These loans are short-term, with maturities of one year or less and are specifically for wood-frame buildings situated in urban markets within Western Canada. The mortgages are targeted to maintain a Total Loan to Value ratio not exceeding 75%.
Lending for land acquisition and servicing prior to construction start and against increasing equity as it gets built into the project.
track record of financing successful residential projects.
funding residential construction projects.
of our clients are repeat customers.
client pays in total 8% of what they borrow per constructed unit.
